Home Tech 19 Of The Best Alternatives Site and Apps like Brigit

19 Of The Best Alternatives Site and Apps like Brigit

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Brigit is an application that keeps track of your account and sends the money if the balance goes lower than a certain limit. Brigit has its own terms and conditions that may not appeal to everyone. Therefore, we bring you the list of apps like brigit in this article.

Best Site and Apps like Brigit: Our Top Pick 👌

The list is in no particular order as each app has its own perks that may appeal to a certain demographic.

1. Earnin

Earnin is a bit different than Brigit in its work, although the aim is the same to provide you money when your balance is low. Instead of giving you the loan, it provides you your salary before the actual day of payment.

So, if you are in urgent need of money, with Earnin, you don’t have to take a  loan instead you will be using money from your salary.

Best Site and Apps like Brigit

The maximum limit per pay in Earnin is $100. This money gets deducted from your next paycheck once you receive it. 

The best part of Earnin is that you don’t have to pay anything extra to get the money if you don’t want to. But if you want you can offer them a tip but it is not a compulsion.

Another thing that is similar in all the apps like Brigit and Earnin is the alarm call. In Earnin, once your bank balance goes below $400 you will receive an alert message from Earnin, so that, you can ask for money in advance.

2. Branch

If you are in the search for apps like Brigit because Brigit is not supported in your region. Branch works just like Brigit as it gives you a loan with interest. 

Most of the services in this list do not support most of the countries more specifically countries other than the US but the “branch” is an international brand that works in but not limited to Kenya, India, Nigeria, Mexico.

Best Site and Apps like Brigit 1

The loan is issued for 48 weeks and with monthly interest. The interest may vary depending on the region you are in.

To get a loan you need to download the application and then request the loan. The loan will be issued depending on the terms and conditions stated in the app.

Download it from PlayStore click here

3. Dave: – Banking For Humans

Just like Earnin, Dave is a store that allows you to buy a product with your salary before the actual payday. 

The maximum limit per pay in Dave is $100. This money gets deducted from your next paycheck once you receive it.  

Best Site and Apps like Brigit 2

Dave and Earnin are similar in more than one way but there is a big difference between that may give a few extra points to Dave. Dave is an official partner of LevelCredit. So, Dave will be automatically working to increase your credit score by sending your credit report to credit bureaus.

But there is another difference here, Earin is a free service whereas Dave costs $1 a month. This is not really a big difference as one dollar a month is nothing in front of an improved credit score that can help in the long run.

To download it from PlayStore click here

To download it from Apple’s AppStore click here

4. PockBox

PockBox is one of the best sites like Brigit as it offers the same features and works in the same manner. It is a conventional loan giving that offers you a loan of up to $2500.

But it is a little different from them as well. It acts as a medium between you and the lenders. Because of this, it offers you one thing that most of the applications on our list of “apps like Brigit” don’t give, that is flexibility.

The upside to this is that there are many lenders with different interests and features, so, you can choose the best one for you.

But this opens a problem of inconvenience, you can’t predict the interest rate and to find the best lender, you have to dig in a little deep and check each and everyone’s profile as you can not leave everything to the app itself.

5. CashNetUSA

CashNetUSA is one of the most popular apps like Brigit, especially in the United States. It offers a loan on a particular installment. The installment rate depends on the state.

They have two types of loans, Payday loans, and installment loans. Payday is what it is famous for. In this type of loaning system, your installment money will be deducted from your account once you receive your paycheck. However, there are a few states that extend the installment day.

One of the biggest features of CashNetUSA, which makes it famous, is the fact that it gives you a loan regardless of your credit score. So, if you don’t have a good credit score you will still be eligible for the loan.

But CashNetUSA doesn’t contribute to improving your credit score as it doesn’t send any message to the bank regarding your payment.

6. Even

Just like CashNetUSA, Even is another “on-demand pay” that is extremely popular in the USA but the similarity ends here. They have a different way of doing this. Even sides more with the apps like Earnin and Dave in terms of working but there is more to it.

Even’s tagline is “on-demand pay” and its service ensures that. With “Even” you can ask for payment anytime and the amount will be deducted from your account on the payday.

More than just a check

Even is a bit more expensive than Earnin and Dave but it still is affordable at $8 a month. The amount may sound a bit more than others but with “Even” you will never feel like you are out of money. So, for this peace of mind, $8 a month is a perfect value for money deal.

Note: One thing to keep in mind about apps like Even and Earnin, they should be compatible with the company you are working with. Otherwise, they are no use for you.

To download it for Android click here

To download it from Apple’s AppStore click here

 7. Chime

Next on our list of apps like Brigit is Chime. Chime works like Earnin and Dave but there are various differences between them.

Best Site and Apps like Brigit

Chime can be considered as a bigger and more convenient version of the other two. In Chime, you have to create a spending account and then you will be issued a Visa Debit Card. With that card, you can withdraw $500 a day from over 38,000 ATMs spread across the United States.

However, if you are in a place with no Chime ATM you will still be able to withdraw money but with a $2.5 per payment fee.

Because of these features, Chima can be considered as a bank in itself instead of one of the apps like Brigit.

Having said that Chime has an app and it is a loan service, that is why it has a place on our list.

To download it for Android click here

To download it from Apple’s AppStore click here

8. Avant

Next on our list is Avant. It has two different services:-

  • Avant offers credit cards whose limits vary from $300 to $1000. To opt for this you need to give an annual fee of $29-49.
  • Avant also gives personal loans both secured and unsecured.

In the case of a secured loan, you need to pledge your car as collateral. With this, you can get your loan approved on your own terms and conditions.

19 Of The Best Alternatives Site and Apps like Brigit

The interest rates and loan amount may vary depending on the country or state you are in. But generally, for unsecured payments, the company’s loan amount varies between $2,000 and $35,000. Whereas, for secured payment, the company’s loan amount varies between $5,000 and $25,000.

In Secured Payment, the duration of the loan, Administration fees, APR are 24-48 months, 2.4%, and 9.95%-35.99% respectively. In Unsecured Payment, the duration of the loan, Administration fees, APR are 24-64 months, 4.75%, and 9.95%-35.99% respectively. 

To download it for Android click here

To download it from Apple’s AppStore click here

9. Varo

Varo is an app that is flying too close to a bank. It has three types of bank account, a saving account, and a checking account.

Best Site and Apps like Brigit 3

Let’s talk about Varo’s bank account for a bit. Some of its features are:-

  • For an overdraft of $50, it is free.
  • You don’t need to pay any monthly fees.
  • You don’t need to pay any foreign transaction fees.
  • It has over 55,000 ATMs all across the nation.
  • You don’t need to pay any transfer fees.

Varo also works like Brigit as it offers a loan of $3000-25000 with terms from 3 to 5 years. Another advantage Varo has over others is the low APR of 6.9% to 23.9%.

But there is a caveat here, Varo checks your credit report and determines whether you are eligible for the service or not.

To download it for Android click here

To download it from Apple’s AppStore click here

You may like to read our guide on Best Sites Like Redbubble.

10. PayActiv – Earned Wage Access

Next on our list of apps like Brigit is PayActiv, but it is closer to Earnin than to Brigit. PayActiv has partnered with most of the employees across the US to give you a portion of your salary before the payday.

19 Of The Best Alternatives Site and Apps like Brigit

But calling PayActiv yet another copy of Earnin would not be right. With PayActiv withdrawal of up to $500 is acceptable and the charges are $5 bi-weekly.

So choosing between PayActiv and Even boils down to a simple fact, how often do you request money? If the answer is regularly then Even is the way to go, otherwise, PayActiv should be your choice.

Another factor that may force you to choose one over the other is that your employer may not be a partner of them.

To download it for Android click here

To download it from Apple’s AppStore click here

11. Digit

Digit is one of the most unique brands on this list of “apps like Brigit”. It focuses on saving your money that no other brand on this list focuses. Yes, there are few services with saving accounts, but Digit is the only one with saving the only motive.

Best Site and Apps like Brigit 5

The working of DIgit is pretty simple. It monitors your expenditure and then transfers the leftover money to the Digit wallet automatically.

If you haven’t heard of Digit a lot and are worried about its credibility then there is no need. Digit is partnered with FDIC-insured up to $25,00,000 so there is no need to worry.

To start with Digit you have to enroll in its monthly plan that costs $5 a month. This is nothing in front of the service that Digit is providing. You are getting to use your own money instead of loan money that you have to repay on top of fixed interest.

To download it for Android click here

To download it from Apple’s AppStore click here

12. Empower

Empower has a checking account but it is way more inexpensive than the others on our list. The APY limit in Empower is 0.25% and there are no overdraft fees, minimum deposit fees, and card replacement fees, the transaction fee is just 1%, all this collectively makes “Empower” inexpensive.

One of the main perks of Empower is that it gives loans without checking your credit report. However, it checks your deposits, expenditures, and many other factors into consideration while checking your eligibility for a loan.

But if there is one thing that makes Empower a little expensive is the monthly charges, it costs $8 a month, which is not that expensive but considering the prices of other services many will not consider this a value for money deal.

To download it for Android click here

To download it from Apple’s AppStore click here

13. Stash

Stash is one of the most flexible apps on this list. It provides multiple features associated with different types of accounts.

Introducing... Stash Videos

Stash works like Earnin and Dave as it provides you early access to your salary if your employer has partnered with them.

They also have a scheme that gives you $50 to invest if within 30 days you make a direct deposit of $300. 

Stash has some of the best investment schemes in the market. They have StockBack, which gives your stock for making a payment with Stash’s debit card.

Stash has many different tricks up their sleeves that you can gain access to by just paying them $1 a month. There are many different tiers that cost, Stash Begineer, Stash Growth, and Stash+ that costs $1, $3, and $9 a month respectively.

To download it for Android click here

To download it from Apple’s AppStore click here

14. Solo Fund

Solo Funs is a loan app that acts as a medium between a borrower and a lender. Its working is similar to PocketBox as both of them are essentially a medium instead of full-fledged loan apps like Brigit or Stash. One can borrow $1,000 with a 14 to 30 days term. 

There are a few upsides to this as because of competition the interest rate is very aggressively low and you have different options to choose from.

But this opens a problem of inconvenience, you can’t predict the interest rate and to find the best lender, you have to dig in a little deep and check each and everyone’s profile as you can not leave everything to the app itself.

To download it from Apple’s AppStore click here

Note: Unfortunately, there is no android version of this app but they are working on it.

15. LendUp

LendUp is a small but growing brand. As of now it only covers 7 states in the united states and the terms and conditions vary from state to state.

Generally, a $250 loan with 7-30 day terms is what they offer to a new user but as you use it more you will be able to experience its versatility.

Another thing about LendUp that can make it an easy choice for some reciting in those 7 states is that it doesn’t check your credit report and getting a loan is easy in it.

So, if you are in Mississippi, Missouri, California, Louisiana, Tennessee, Texas, or Wisconsin then LendUp is an easy pick.

16. MoneyLion

MoneyLion probably is one of the biggest and most renowned apps on this list. It has a ton of different features that you will definitely enjoy once you start working with them.

So, to get started with MoneyLion you have to create a checking account with it first and then you are eligible to take a loan up to $250 with 7-30 days terms.

19 Of The Best Alternatives Site and Apps like Brigit

One thing you have to always keep in mind you won’t be able to borrow more than 10% of your direct deposit.

But MoneyLion is an enormous brand and it is one of the most trustworthy brands on the list, some might argue that it is even more trustworthy than Brigit.

To download it for Android click here

To download it from Apple’s AppStore click here

17. IngoMoney – Cash Checks Fast

IngoMoney is next on our list of apps like Brigit and it certainly stands next to Brigit in terms of features and functions. 

If we have to call out the fastest “money getting” app on this list IngoMoney would be one of the fastest if not the fastest. As it ensures that you will get your money immediately after the approval.

19 Of The Best Alternatives Site and Apps like Brigit

IngoMoney is similar to Brigit in more than one way. It monitors your account and can even pay your credit bills, purchase an amazon gift card and/or transfer your money from one account to another.

IngoMoney also allows you to earn extra points by referring the app to your friends and colleges.

To download it for Android click here

To download it from Apple’s AppStore click here

18. GoBank

GoBank is another alternative to Brigit. It is a finance app developed by green dot corporation.

GoBank is not new in the business and has won many awards for its fast, fair, and reliable service. It offers all the important tools that a finance service should have within a mobile application. 

You need to open a checking account and then you are eligible to use their services such as direct deposit and mobile check deposit. It is an award-winning app so there is no need to doubt its legibility.

They have also their own ATMs spread across the United States. But there is a caveat here, if you withdraw from a non-GoBank ATM you will be charged $3 per transaction on top of charges laid by the ATM owner.

To download it for Android click here

To download it from Apple’s AppStore click here

19. FlexWage

FlexWage is an on-demand payment app that works just like Earnin. It has patterned with many employees all across the United States and can be a great asset for someone who wants his salary before the payday.

FlexWage for Unexpected Expenses

They have some of the best services in the market by having a 24/7 customer support help-line or ATMs spread all across the United States.

All this collectively ensures that you are productive and do not have to worry about asking for payment or waiting for your payday again.

But just like any other employer-sponsored app, there is a problem with this as well. It doesn’t support all the employers and you may have to scroll up this list to find other apps that your employer supports.

To download it for Android click here

To download it from Apple’s AppStore click here

Wrap-up:-

In this article, we have discussed 19 of the best sites like Brigit. All of them have their own advantage and disadvantage that you must check out to find the best one for your needs.