Home Tech 11 Best Apps Like Zelle To Make Money Moves Quickly

11 Best Apps Like Zelle To Make Money Moves Quickly

With more major technological advancements, our lives have undoubtedly become more convenient, better organized, and simply troubleless.

In the blink of an eye or instant touch, a lot can be done or achieved nowadays. As technology enhances and grows, so does society.

People are now shifting from traditional methods to new and modernized ones in almost every aspect and sphere of their lives. 

The most important boon technology has gifted us with is the accessibility to online payments. Be it a mobile recharge, an electricity bill payment, a bank transfer, a payment to the grocery store, or a repayment of money to your friends; everything can be done easily and instantly with just a touch! 

Online payments and money transfers are extremely convenient for users, adding to the benefit that these payments can be made anytime, anywhere.

To reduce much of your bother regarding online payment, we have several online payment apps that are secure and safe to rely on. 

One such app is Zelle. It is a major digital payment network in the United States. This app is an easy, safe, and secure method to transfer or send money to friends and family.

You can pay and even get paid on Zelle. It suits your needs by allowing you to make an online payment even if your and your friend’s bank accounts are in different U.S.-based banks. 

You can easily get access by using your current mobile banking app. The payments made on Zelle are super secure. Hence, it is reliable to use.

It is present in over a thousand banking apps. The transactions made on this platform do not cost the user even a penny more. Hence, most of your online payments can be made through Zelle. 

There are various other apps like Zelle; the best ones are given below.

Best Apps Like Zelle – Our Top Pick👌👌

1. Google Pay – Apps like Zelle To Pay Friends and Business

GooglePay or GPay is one of the easiest to-establish online payment apps like Zelle. It is safe, secure, and trustworthy.

By linking your bank account to Google Pay, instant money can be sent to your friends and family. You can also pay your electricity bill or purchase tickets for your favorite show/movie.

To make a payment for the first time, GooglePay allows its user to scan the QR code and pay instantly; after that, the users can also pay by checking their transaction history.

This app works fairly with a major number of QR codes, thereby making the app efficient and effective. 

GooglePay is incredibly easy to use. The app slowly gets incorporated into everyday life as time goes on.

Best Apps Like Zelle

It is safe to choose this as a payment method because it eliminates the need to carry cash with you every time you buy something. Making a payment is now just a one-step away process.

GooglePay has digital security; for instance, it has two-factor authentication, which ensures the payment is accessed only by the legit account owner and not by somebody else.

It is the app for all, from street-side vendors or big businessmen. Getting paid on the app is as easy as getting a payment done.

This app can act as a bank or as a wallet. The app can store a lot of payment methods, be it gift cards, bank accounts, or credit cards.

The app also lets you store and manage key-tag barcodes for grocery stores and gas stations.

The most appealing feature of the app is that by making a payment on GooglePay, you get points or coupons as a reward, which can be used shortly as long as they are valid. Moreover, it can be accessed through various devices such as your smartphone or smartwatch. 

GooglePay comes with an inbuilt chat room where messages can be sent and received. Also, sending money becomes easier for a person already added to your contact list as you can search for them/their contact here and then pay them easily.

Download the App from Google Play Store

Download the App from Apple App Store

2. Wise (ex TransferWise) – Apps like Zelle For Cheaper Money Transfer

The most credible source to make international payments is Wise. It is a fast, easy and cheap way to send money abroad.

The money sent does not include hidden fees and is sent at the real exchange rates. 

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For example- if you send 1338.77 USD using Wise, you will only have to pay a transfer fee of 24.40 USD, that is, at a conversion rate of 0.01338, which is the same as the mid-market rate. The charges applied by Wise are 70-80 percent less than what a bank charges. 

Moreover, the user interface provided by wise is extremely convenient. This platform is a solution for people residing abroad with their families in their homeland.

Instant money transfers can be done, and payments for overseas education can be made through Wise. 

Wise is secure and reliable, supporting its users by providing over 40 different languages as a means of communicating or contacting.

It saves its users the trouble of standing in long, packed queues to send money abroad. With just a click, instant transfers can be made on the app. 

The money transfer is extremely fast, making the user satisfied and creating an awesome user experience. The most extraordinary feature of the app is its customer service. The responses to customers’ queries are quick and efficient, making the app user-friendly.

Users can have a multi-currency account on Wise, which allows them to send and receive payments painlessly. This makes Wise more or less like a UPI payment app internationally.

If someone has to travel abroad urgently, then this app can be a support, as the user can open a local currency account using the same debit card. 

Hence, Wise is one of the best apps like Zelle to be considered in times of a quick and necessary money transfer abroad.

Download the App from Google Play Store

Download the App from Apple App Store

3. PayPal – Apps like Zelle To Send Money and Split the bill

Pay easily with PayPal. It is a trustworthy online payment app used by several people. Money can be sent or received on this platform.

Payment of bills and online shopping can also be made here. PayPal lets its users send money and split the bill into fragments.

An amount as large as $60,000 can be sent at once, making it a business-effective app. 

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If a user cannot make complete payments at once, it allows the feature of “Pay in 3”, wherein the user can pay later and own a thing. The payment can be made in three parts or installments using this feature.

The loan provided by the app is interest-free, and adding to this, automatic payments will be made. But, a late fee will be applied in case of a missed payment. 

The app also sends notifications for every penny spent or payment made, informing the user of their remaining balance.

Moreover, whenever a user makes a payment via PayPal, he or she gets a reward, which makes the app even more interesting to use.

Along with this, you can also make a payment by scanning any valid QR code. The “receiving payments” criteria are as simple and easy as the sending one is!

It is handy and instant to use. Being uncomplicated, the app does not confuse its users. They can always think of PayPal whenever they are supposed to make an online payment or an online purchase. 

Along with this, the users can also avail of a free PayPal cash card, which can be used to set up direct deposit at no extra fee or to make payments at physical locations.

In case of issues or difficulties, it has an ever-ready customer service that is super easy to get ahold of. 

The most distinctive feature of PayPal is its ability to buy, hold and even sell crypto. This new add-on glorifies the app even more!

Download the App from Google Play Store

Download the App from Apple App Store

4. WorldRemit

A better and more convenient way to send money than the traditional method of visiting a bank is to use the WorldRemit app. Payment can be made using a Debit Card, Credit card, Prepaid Card, Bank Transfer, etc.

Thus, the app includes wide-ranging options for making a payment.

The daily money-transfer limit differs according to the country where you send money, and the international transfers made on the app are undoubtedly convenient and safe.

11 Best Apps Like Zelle To Make Money Moves Quickly

The transfer fee is competitively lower than other companies, and the company is transparent in this aspect. Hence, the user gets acknowledged for the exact amount used as a fee in transferring money overseas. 

WorldRemit is super-easy and handy to use. Further, the user is provided with several options to make a payment through or receive a payment. Payments can also be received in cash, that too home delivered. This enhances the credibility factor of the app.

No matter whether you switch to WorldRemit, the first 3 transfers made by you will be fee-free. So, you can back out anytime if you do not like the app during these deposits.

It is robust, providing fast money transfers. Transferring money to your friends and family, residing inland or abroad, is a painless process. It can be trusted and relied upon for making online payments or getting a money transfer. 

This platform is a secure and easy way to make payments even for those not as adapted to technological advancements as others.

WorldRemit does not have an extended learning curve. Therefore, a user does not have to invest much time in the app learning anything.

Download the App from Google Play Store

Download the App from Apple App Store

You may like to read our guide on 9 Best Apps Like Empower For Instant Cash In Advance.

5. Cash App – Apps like Zelle and Venmo To Pay Anyone Instantly

Like other online payment apps, Cash App is primarily a peer-to-peer payment service that has rapidly grown. Direct and quick funds can be sent and received through the Cash App.

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The extraordinary feature of the app is that it provides its user with a “bank account” and a “debit card”, which a user can have access to, at any ATM.

The ATM withdrawals are free if they are done after setting up a direct deposit, and if that is not the case, a fee of $2 is charged per withdrawal. 

Moreover, Instant discounts are given to the users after creating a debit card on the app. Services like investing in stocks and bitcoin are free for users, adding to its features. Otherwise, a fee is required for certain special services. 

Though the security terms and processes of the app are encrypted, they are not very reliable. For instance, your balance is not FDIC-insured, meaning there’s no guarantee of getting your money back in case of a mishap. 

CashApp works efficiently for sending small sums of money. In that aspect, the app is perfectly usable. The sending and receiving limits of the app are $250 within seven days (sending) and up to $1,000 within 30 days (receiving). 

The app’s major and most worthy feature is the “cash boosts”. The cash boosts offer discounts to the users with some retailers, which are by default applied to a purchase.

This helps the users to save money. Not to forget that only one boost can get activated at a time). Majorly this app is suited for not-too-large money transactions. 

Download the App from Google Play Store

Download the App from Apple App Store

6. Venmo

Venmo is a PayPal service that allows users to split bills easily and carry out any purchase. It is like a digital wallet, wherein the user can pay and get paid, usually free, but with a fee of $3 for linked credit cards.

Easy payments can be made to your friends and family member.

11 Best Apps Like Zelle To Make Money Moves Quickly

On Venmo, all the daily life necessities such as rent, groceries, or bills can be split up as per the user’s preferences. It also lets its users settle for “Venmo friends“, who are up for the same activity as yours, from picnics to movies; this doubles up the fun.

You can also send instant gifts to your near and dear ones, like cash for a party or birthday gift, etc. Venmo is a social-friendly app where you can interact with your friends’ payments using emojis and stickers. 

The payments made here are safe and secure, making it a trusted site for users. On every cash sent or spent, the user gets a cashback, thus making the user’s experience satisfactory. Like a snap clicked, any QR code can be scanned on this app. 

Venmo also introduces the user to a “crypto journey“, where the user can invest in crypto for as low as $1. Furthermore, cryptos can be brought, sold, or tracked.

But, this might be risky, so the user has to be aware of that. For every business payment, the user’s cashback is assured. This way, Venmo saves money for you! 

Moreover, having a business profile maintained here can help you reach out to various people, providing you with a platform to expand your business.

Hence, you can always think of starting a new business when you know you have apps like Zelle to assist you.

Download the App from Google Play Store

Download the App from Apple App Store

7. Lydia

Another app on the apps like zelle list is Lydia. It is an extremely prominent alternative to having a mobile payment done. Everything is made handy and super easy, be it a money exchange, sending money via email or SMS, or making a payment by scanning a QR code.

Transactions abroad and secure and safe savings can be done at an interest rate of 0.6%. Lydia is an all-in-one solution for all your internet payments or loans, just at your fingertips.

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It is a step ahead of traditional banking systems and banking apps. With an enhanced and customizable user interface and innovative designs, Lydia has always been a hand support system for its users. 

The user can keep instant track of the money being transferred from his/her account without going somewhere.

Debit or credit cards, bank accounts, and payment receipts can be differentiated and better illustrated with photos to give a much more magnificent appearance and help the user become organized. 

An ample amount of your time and, most importantly, money is saved by using Lydia. It is one of the best banking and insurance services, just a touch away!

This app features creating customized  “money pots” for its users. This makes the user experience even more fun. 

On Lydia, users have access to virtual internet cards, by which an instant and secure payment can be made in no time. This platform is one of a kind and efficient online payment app/service.

Download the App from Google Play Store

Download the App from Apple App Store

8. Payoneer – Apps like Zelle Payments Platform for Businesses

Payoneer is one of the best business-oriented apps like Zelle, wherein the user gets the privilege of carrying out immediate and handy payments for their businesses, leading to its growth.

This platform makes it super-easy to carry out a digital business, reducing much of the stress of its users. It allows you to integrate your business with partnered marketplaces such as iStock, Upwork, 99Designs, etc. 

With Payoneer, you can expand your business to a greater reach and still be secure in receiving payment because the app accepts global payments, which can be converted into local currencies painlessly.

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It is an app connecting various countries and the businesses of the people of those countries, as it provides you with the opportunity to get paid in any currency. 

The payment fees are minimal, absolutely transparent, and very reasonable, so you will want to stick to them. You can effortlessly withdraw Payoneer funds from your local bank account or ATMs in different currencies. 

Direct payments to colleagues, contractors, or advertising companies can be instantly made. Moreover, no fees are levied if money is transferred from one Payoneer account to another.

Paying here, or getting paid, is just like a piece of cake, simple and easy. It is the safest way to send money to clients across the world. 

You can always trust customer service to understand the app’s usage better. This platform also provides accessibility to a 24/7 multilingual support team, reducing your trouble communicating in the native language of a place. 

Hence, Payoneer is an app for small startups that want to be outgrown into big businesses.

Download the App from Google Play Store

Download the App from Apple App Store

A universe of opportunities│Payoneer

9. Remitly

Remitly is a safe, trusted, and secure digital payment option providing two-factor authentication before sending or transferring funds.

The fund’s transfer fee is reasonable and straightforward and varies according to country and amount. 

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The app is suitably trusted for business enterprises, allowing a fund transfer of $30,000 in a single go. On Remitly, the funds delivered are fast and assured.

Also, $1,000 can be sent here for free, even if the transaction is done using a debit card. Remitly is user-friendly and understands the preferences of its users. 

While receiving the money, you can opt for any of the following methods:-

  • Bank Deposit – You can receive money directly in your valid bank account.
  • UPI – For instant fund usage, you can choose the UPI method to receive money.
  • Cash Pickup – You can also receive the money in cash for handy pick-up.

Remitly includes almost all major banks, enabling users to transfer funds easily. You can send money in two ways; those are Express and Economy.

Through Express, your money will be transferred or sent instantly, and by opting for Economy, it will take approximately 3 to 5 business days for your money to get transferred. So, as per the need and urgency, you can select how you prefer to transfer money. 

It provides an easy and efficient tracking method for both senders and receivers. Therefore, Remitly works best for transferring and sending short sums and large sums of money, nationally and internationally. 

Download the App from Google Play Store

Download the App from Apple App Store

10. SuperPay

A hassle-free payment site, SuperPay allows its users to make online payments or transfer money in no time.

It eliminates the trouble of chasing clients or reminding them of the due dates to collect money. Recurring payments with customizable collection dates can be made and set on SuperPay. 

Easy links can be sent to clients for recurring payments. The same link can be shared with several clients via email or messaging.

An in-depth record of tracking and history can be maintained by using this app. Also, the transaction fee here is as reasonable as 1% per transaction. Therefore, International transactions can be done and managed effortlessly.

Superpay.me Help Guide

SuperPay is handy, efficient, and effortless to set up and use. It dynamically supports all the major card networks, also applying SCA rules on transactions. This makes it more enhanced and user-friendly. 

You always have the customer support team to rely on regarding any trouble or issues. They are very quick and genuine in their responses. Paying bills on this platform includes a clean and minimal procedure, ultimately making SuperPay a source of attraction for its users.

Also, the convenience and ease with which you can use SuperPay is an add-on to it getting recommended by its users.

Download the App from Google Play Store


What App is similar to Zelle? 

Google Pay, Wise, PayPal, Cash App, Payoneer, etc., are among the most similar apps to Zelle. In the US, you can use these apps to send money to friends and family, pay for goods and services, and ask for contactless payment. 

How can I send money besides Zelle? 

Apple Cash, Google Pay, Venmo, Cash App, etc., are some options you can rely on to send money safely besides Zelle.  

What are apps like Cash App and Zelle called? 

“Peer-to-peer mobile payment apps” like Cash App and Zelle let users send money to another person from a linked bank or credit union account.

On iOS or Android, each of the three apps is free to download. Both are downloading and using each is free. 

What is the best App for people to send you money? 

Cash App, Venmo, Zelle, Google Pay, PayPal, Payoneer, etc., are some of the best apps for people to send money without worrying about safety, as all these apps are perfectly secure.  

What App can you send money to for free? 

Venmo, Cash App, Zelle, Google Pay, PayPal, etc., empower you to transfer money anywhere free of cost and without hassle.

Is Venmo safer than Zelle? 

Money transfers are secure thanks to built-in security measures in both Venmo and Zelle. The Zelle team employs authentication and transaction monitoring to safeguard your banking information.

Venmo uses data encryption to safeguard your personal information and continuously checks transactions for fraud.

Both systems are secure, yet Venmo can be viewed as being more so as the App allows for the addition of a PIN and the activation of multifactor authentication. 

Can I transfer money from Zelle to Cash App? 

Direct money transfers from Zelle to Cash App are not possible. Direct money transfers are not possible because neither company supports such transactions.

Zelle offers no digital wallet. Every payment made to Zelle is immediately transferred to the associated bank account. 

Does Chime work with Zelle? 

Using Zelle with the Chime banking app is possible. Both methods are quick, easy, and secure for processing payments or sending money between users.

If you are familiar with both programs and have used them, you should know that combining them to use Zelle for transfers from Chime is simple. 

Does Zelle report to IRS? 

Zelle does not report transactions made on the Zelle Network to the IRS. Therefore, the Zelle Network is exempt from the law’s requirement that some payment networks produce forms 1099K for information reporting. 

Can Zelle refund money if scammed? 

If you report a Zelle fraud immediately, you might receive your money back, but some banks argue that many Zelle scam victims are not covered under the Electronic Transfer Act.

Andy Rogers, a senior assessor with the cybersecurity firm Schellman, said, “It is a pointing-finger situation.” 

Can I send $5000 through Zelle? 

Contact your bank or credit union directly if they provide Zelle to learn more about their Zelle sending restrictions.

Your weekly send limit is $500 if your bank or credit union does not yet offer Zelle. Please be aware that you cannot request to increase or decrease your transmit limit. 

Conclusion on the apps like Zelle

When efficient and safe payments can be made in a split-second, why not take advantage of it? Using quick and unchallenging online payment methods, you undoubtedly save a major amount of your time. 

Payments are made via your mobile phone to reduce the chances of theft. The payments are convenient and super-easy to make. Moreover, being engaged and still able to pay for everything in no time takes away much of your stress.

Whether your house bill, rental payment, or major cash transfers, everything can be done effortlessly by opting for online payment methods.

Just link your bank account to the app you prefer and start availing of the app’s services. Additionally, you do not have to be concerned about carrying big wallets or bags while shopping. 

All you have to take along is your mobile phone, and you can still come home with many shopping bags! As things are becoming fast-paced and better grown, these apps are becoming an urgent necessity, majorly for people who have to travel frequently within the boundaries of any geographical area. 

With these apps, they do not have to worry about having cash and can simply and easily make a secure payment anywhere. 

More importantly, switching to digital payment options reduces the pain of having “change” whenever you visit a nearby grocery store to buy candies or things. Therefore, operating online payment apps like Zelle is a wise choice.