A variety of hacks and cracks are present in today’s world. Some of them can be useful, many of them are harmful. At the end of the day, one has the fear of getting hacked no matter what. A hack can be processed from a simple phone call, resulting in stealing of all your phone connected information. Finally, all you can do about it is to take precautions. Thus, here I am to make you aware of the most popular and lethal hack nowadays: Carding
WHAT IS CARDING
Carding is a term describing the trafficking of a credit card, bank account and other personal information online as well as related fraud services. People trade this information for money. Buying these info’s will give you access to the credit card number, CVV, passwords and everything you need to make a transaction. Activities also include procurement of details, money laundering techniques. Modern carding sites have been described as full-service commercial entities. Mostly available on Dark Web
HOW IT IS DONE
Carding is done by acquiring basic information about credit cards. The earliest method was trashing, in which you needed to trash the physical documents to gain the needed information. While trashing is negligible now, many more efficient carding techniques have developed. Other methods include skimmers at ATMs, hacking an e-commerce or payment processing site or intercepting card data within a point of sale network. Randomly calling hotel room phones asking guests to ‘confirm’ credit card details is example of a social engineering attack which is most common nowadays. Not only hotel rooms, carders call people to people bluffing them into providing the information.
HOW TO PREVENT IT
Carding is something that you can’t totally prevent but you can take certain measures while carrying out tasks related to your account. First of all, never ever entertain any bank information related calls. Also, always move out of an ATM machine after the transaction has been completed and the machine is redirected to the general page. Never pay using your bank details on an unauthorized site because it may be vulnerable. Always keep your bank data to yourself, never let out any physical evidence of your details. Never pick up a spam call, they may steal your bank data linked with the number.
While you can prevent being carded to an extent, sometimes hackers crack the E-commerce database and steal the information. Banning credit cards is not an option, but maybe increasing the security sequence is feasible.