Home Tech 11 Best Expense Tracker Apps To Try Out in 2021

11 Best Expense Tracker Apps To Try Out in 2021

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If you are one such person who would go all out while shopping or is the head of large enterprises then organizing them takes time and seems hard therefore there is a need for expense Tracker apps. Getting Business on track needs keeping an eye over the transactions taking place. 

Best Expense Tracker Apps: Our Top Pick 👌

1. Mint: Track Expenses & Save

We are going to start with a bang, and Mint is one such name included among banging expense tracker apps that do not cost a single penny. The app is the best fit for spendthrifts who are looking for free services.

Mint is one of the financial apps with a broad feature list and exclusive features such as reminders and alarms for payments so that you won’t have late fees warnings flashing on your screen. 

Best Expense Tracker Apps

The app is in the market for quite some time and is a choice for many users looking for all-inclusive and simple-to-use expense tracker apps. It let users keep an eye on their expenses easily. 

If you want to track your credit card expenses or any other investments accounts or even multiple accounts simultaneously, there are no other expense tracker apps better than Mint. After connecting with the app, your spendings will be automatically managed but you can have a say in categorizing expenses. 

Not to forget, the wide array of free features such as credit scores, bill payment reminders, low balance alerts, and many more. The key feature of this app is that you can make a budget from the recorded transactions. 

The only downfall of this app is that you have to endure the torture that these ads may inflict on you but if you can overlook this minor fault then there is no other best fit for money-conscious customers who want to keep their expenses and spendings in line. 

Download App on Google Play Store

Download App on Apple App Store

2. YNAB — Budget, Personal Finance

The cost to get YNAB may diverge you but do not let the option go without even checking it. The second contender amidst expense tracker apps is YNAB. 

The app is known to be easily accessible on a number of platforms such as Apple, Android, and even Alexa devices. The data can be easily synced on such platforms and also helps you to manage and organize finances. 

Tired of Stressing About Money? You Need A Budget

The app has kept the slogan, spend as much money as you have, therefore it helps you in making a budget and getting on with it. So if you are ready to change your mindset of spending more than what you have then gone ahead and check YNAB out. 

Just like Mint, YNAB, also allow you to keep track of multiple bank accounts thus reducing work. And to add to its feature list, users will also have daily workshops and online guides that will help you in getting hang of YNAB faster. 

These guides also cover some of the financial-related topics that you may get in YNAB but keep in mind you will get a bill of $11.99 per month if you go for a monthly subscription and if you can pay $84 in a single pay then go for annual subscription. 

Keep in mind that if you are not one to spend so much then it can be a bit costly but to be sure that this is the right expense tracker app then you can also go for its 34-days free trial. And the bonus point for students is that they can get 12 months for free. 

Download App on Google Play Store

Download App on Apple App Store

3. Good Budget

Moving on with our next Good Budget, the app is providing both free as well as paid services so if you are on a tight budget then you can never go wrong with Good Budget.

For starting, users will have 20 envelopes and if you do not want to be bounded by this limitation then you can go for the next level of a good budget and that is a good budget plus. Good Budget Plus will cost you $ 7 a month and $60 a year. 

Best Expense Tracker Apps 1

Just like Mint, users are also getting different customization features and it has one thing that not many provides managing house expenses. If you want to manage your household expenses and that money to last you the whole month then you can go for the envelope mode. 

They divide your money into different categories such as groceries, rent, debt payoff, and such likes. The best thing about Good Budget is that it will show a red mark when you will go over the allocated money in the envelope. 

These envelopes and their restrictions are all customized and to stop you worrying yourself to death it is a 256-bit bank-grade encrypted expense tracker, therefore, guarantee you a secured data center. 

Good Budget is one of the Expense tracker apps that you can access online or on your device. It has a web version as well as android and iOS versions that you can get from the Google Store or Apple store respectively.

Goodbudget: Best Budgeting App for Android

Download App on Google Play Store

Download App on Apple App Store

4. Support Pay

If you are okay with paying up to $7.99 for a month or if you can pay the hefty bill of $79.99 then the premium version of SupportPay is all yours. Although if none of the above-mentioned deals is your budget-friendly then there is a free plan also.

But if you can handle limited access then only go for no-paid services of Support Pay. The app is known for recorded track of expenses, which automatically start keeping track of expenses whether it is paid for taxes or any other important payments.

11 Best Expense Tracker Apps To Try Out in 2021

If you are one such customer who is not living with their children or their children are out of the house but you are the one who pays all the bills then there is no other place better than Support Pay.

It thrives to make money management easier for those parents who have children, but they are the ones paying the bills and are not under the same roof. 

The idea to create one of the best expense tracker apps only came to mind of the developer, Sheri Atwood after her divorce as it dawned on her that fighting over expenses is inevitable in the household.

Atwood is a firm believer that parents do not believe when their children tell them the actual price of the items. To make it more believable, parents can record the prices of the items and upload them on SupportPay so other parents can make sure that the money their children are asking is for the right cause. 

The best part is that no need to go to other apps for paying up as payment can be made directly from the SupportPay. These payment records can be entered into the record by yourself as well.

And if you disagree to pay the expense of certain things then there is no need for you to waste extra time as the app lets you clear the reason behind not providing for certain things. 

The next feature has two sides to it. The features enable users to export these records so if by any chance you are hit with court cases then you will have proof but it can also be a downfall as it makes getting possession of these records easy. 

If you are one to love transparency between family members and are not too keen on future feuds for money then do not waste time as SupportPay is unarguably best and the sole purpose for its creation was transparency. 

But keep in mind, that this transparency can not be attained if both the parents do not stand on the same ground so if both the parents hold the same morals then SupportPay will be the smart decision. 

Download App on Google Play Store

Download App on Apple App Store

5. QuickBooks Online

Next on the list, QuickBooks Online can be defined as one of the Expense Tracker Apps that comes under the medium as well as costly expense tracker apps. You are the only one who can decide whether the app will be budget-friendly or costly. 

The app is providing you money managing tools for prices that vary from $25 per month to a high price such as $150 per month. The advantage that you are getting on QuickBooks Online is that just a single click of the receipt can do the work. 

The app automatically creates a similar receipt to your earlier ones or entirely a new one so no extra work on your hands. The app can be a right fit for the business that has a good money tracker but it ain’t enough to handle the reign. 

The app has a quite lot to offer to its users. Starting with providing a safe platform for managing expenses, going on to categorizing figures, generating invoices, handle payments, and keep track of inventory, and the list does not end here. 

QuickBooks - Run your business anywhere

Thus sitting smugly amongst the best expense tracker apps and by knowing all the features you know why we have included it in our list of Expense Tracker apps. But to get your hands on the tracking software you have to pay a certain amount.

As we said earlier, the plans are starting at $ 25 but they can reach $ 150 for a month. Although the price may seem a lot, it opens up some exclusive features for its customers. One of the exclusive features will be 25 user support so if you have a big family then no need to look for any other tracker for the whole household.

It also attracts customers with its discount policy as for starting three months users will get 50% off. 

The software has gained mostly praises in the market so it would be a kind of foolish move to let go off of such resources that can surely pass the test of best Expense tracker apps.

Download App on Google Play Store

Download App on Apple App Store

Note:- You may like to explore our guide on 9 Of The Best Bill Reminder Apps To Try Out.

6. Expensify

A low budget? Looking for a feature-packed tracker? Then you can never go wrong with Expensify. The app is offering free service if you stay within the limit and if you do not want to be bounded by limitations then there are paid services. 

The app is quite popular for providing reimbursement options by auto-submitting reports. When talking about free service, Expensify allows 25 smart scans for a month at no cost, and from then, there are plans that are starting at $4.99 per month. 

The app was made with keeping business workers in mind, to make keeping these reports more fluid and less hectic so that in case of tax inquiry or any law-related problem, the whole office does not go banshee. 

There is not a single problem if you are getting an extra hand to handle your figures and one such helping tool is Expensify that makes it easier for you to sort out receipts and make records of them. 

And the bonus point, you are getting it at a very cheap price, that is lower than the most. 5 smart scans of receipts at no cost sounds nice to me and then paying $4.99 does not seem too bad or too much for getting to scan an unlimited number of receipts. 

If you are free=tting about data storage then no need as the data is saved in the app and not smart scans is not the only thing you are getting as you can also run track mileage in the app. 

To make the app more enticing, the app is offering you plans to share the expenses you have to pay to get the app. There are group plans that will cost $18 per member for a month, and it opens up some of the exclusive features of Expensify.

Expense approval functions and integrations with some of the other Expense tracker apps are some exclusive features. If my words do not weigh to you, then you can go ahead and ask the critics that are praising this app among other best expense tracker apps. 

The admonition to you only would be that it may seem hard to get hang of it in the starting but once you get used to it, there is no returning back.

Download App on Google Play Store

Download App on Apple App Store

7. Erica within the bank of America app

Well as the name Erica within the bank of America app suggests this racker is for the ones who are customers of Bank Of America. And yes you guessed it right, you are getting free services here, no need for officials credentials or cash. 

The app is known for providing tracking software that has user interactions integrated into the interface to make it more personalized for financial guidance. Working with your bank makes money management sounds easy.

Bank of America’s Erica® - A Virtual Assistant Making Banking Easier

It ket you keep an eye on expenses, thus making account management more fluid and not time-consuming. Users with bank accounts in Bank of America will have a long list of features and one such exclusive feature is Erica.

It allows users to keep track of charges, a weekly report of expenses, and an alarm that will warn you about coming bill payments.  The developer and chief digital executive and head of Erica, Christian Kitchell claim Erica within the bank of America app to be the first AI-driven virtual financial assistance. 

The app is just for Bank of America customers but is available worldwide thus justifying over 20 million numbers of users using Erica.

However, you can not use this app if you are not a customer of bank of America but you can check your bank also as there are many other institutions providing their own app services. 

8. Xero

Xero is another expense tracker app that can be considered a mediator between affordable and costly expense tracker app but undeniably a good one. The prices vary from $11 to $62 a month.  

Many users simply have the app because of its easy to scan and capture receipts, emails, along with automated bank reconciliation. All you need is a photo to get started or an email. And if you have a start-up then this easy-to-use, user-friendly and intuitive interface expense tracker is at your service.

How Xero will change your whole life (for the better)

The app not only gives tracking expenses power to the start-ups but also allows them to start cooperation the figures in an easier manner.  The app is offering quite a lot in its packages such as bill payment, invoicing, and reporting. 

And if you are a user of QuickBooks Online, then I’m pretty sure you will love its replica, Xero. and to add a cherry on the top, the app supports multiple accounts so if you are a person with more than one accounts then this app has got you covered.

It also holds records of receipts and emails for you and runs a daily reconciliation check on the bank accounts. The developer, Anthony Ataltari wanted an app that can make the lives of money holders easy and simple.

He wanted to do something for small businesses thus creating one such ideal app, Xero. The expense tracker app is available in two different forms: web version and app version. 

Both with the intention to be user-friendly and comprehensive tools that can easily mesh up with other apps so that there will be an extra array of integrated tools that will make payroll, payment, and time management easier for you along with many other tasks. 

In total there are three plans monthly and as we mentioned earlier, starting with a mere $11 for a month. It is a perfect deal for freelancers, self-employed, and recently launched businesses. And if you want you can go all out with Xero’s other two monthly plans.

The price will be higher such as $32 and $36 a month. And the best part is that starting one month is free even if you select any one of the plans.

Download App on Google Play Store

Download App on Apple App Store

9. Shoeboxed Receipt Tracker

If you are not budget conscious and looking for expense tracker apps then Shoeboxed is the right destination to look for. The app is a right fit if one wants to focus on managing receipts and other confidential data rather than collecting data from accounts. 

Best Expense Tracker Apps 3

Shoeboxed is a comprehensive app that has integrated tools such as QuickBooks and Evernote (coming up next). The Smart scans can be done manually by customers or automatically by Shoeboxed when requesting a magic envelope. 

When managing money, it is pretty hectic to maintain the correct order of receipts and that is where Shoeboxed is lending its hand, it automatically arranges the receipts according to the vendor, date, totally spent, and payment type. 

Not only receipts but it also accepts IRS images and any other form of data. $29 to $89 for a month if paid monthly does not express budget-friendly prices but if paid annually then there can be a minor shift in rates as it reduces up to $23 and $71 per month. 

There are blown-out discounts most of the time and if you are opting to pay $29 a month then you will get 25 physical documents. And the best part is that whichever plan you are going for you will have a 30-day free trial.

Download App on Google Play Store

Download App on Apple App Store

10. Evernote

Evernote is a known name in the industry of expense tracker apps and is the best bet for those who love to make monthly expense trackers. The app is known for forwarding email and scanning all types of receipts, whether it is online or offline.

Yes, the app was not purposely made as an expense tracker app but it can give tough competition to other expense tracker apps and makes one damn of a money tracker. It collects and stores data from receipts, and emails.

Later on, manages them according to information like notes. There is a caveat and that is its free availability. The free version is available for desktop only so to use Evernote on mobile, one has to go for the premium or business version. 

The app does have a number of templates but if you ask it to track your expenses then that is not possible in the app. And another one is that it does not sync your bank accounts. If managing bills and payments is what you are aiming for then only go for it. 

To go for a premium or business version, users have to pay a low price, $7.99 and $14.99 a month thus making Evernote a cheaper alternative to the above-mentioned expense tracker apps. 

The BEST Way to Organize Your Receipts in Evernote

11. Digits

Last but not the least, we have Digits, yet another free software that any new startup owner can use to analyze their figures.

The app has some intuitive features such as real-time analysis of transactions that can point out recurring expenses thus can also predict future expenses and detect anomalies in a business’ spending. 

The app is a lending hand for over 9,000 financial institutions that want to have an automatically reconciled transaction against bank accounts. The app thrives to make users’ experience worthwhile and not frustrating at all. 

The developer has said that they have given months if not days in creating an ML algorithm that just works. It includes real-time delivery of a plethora of tools and a new and more advanced visual language.

There is a single plan only to get Digits, Early Access plan. Do not mesh up Dgitis with another app called Digit which has completely different functions, and that is the digital transferring app.