You would know that Fingerhut is one of those websites where you can take all the credit you need, and then pay it off as and when the time comes. At a time where the economy of our country and also the world seems to be at a low, websites like this are the need of the hour.
Fingerhut and sites like Fingerhut enable consumers to live their best lives while not worrying too much about the expense that is incurred by it. “Buy now, pay later” is possibly one of the catchiest business slogans that have come about in the 20th century.
There is something very attractive to a consumer’s eye when they see that they can live their lives of luxury, buying whatever they want and need, and being able to pay for it in their own time.
We all dream of buying what we want more than what we need. Fingerhut is a website that can make dreams like this come true. From furniture and home decor to high-end jewelry, electronic devices, clothing, craft supplies, pet supplies, home supplies, etc. this can all be found on Fingerhut.
So, wouldn’t it be awesome if there were more sites like Fingerhut to meet the needs of every consumer? Well, there are, and there are quite a few. Let’s take a look at a few of these websites.
Best Sites like Fingerhut: Our Top Pick 👌👌
We all know that there is no abundance of centers for online shopping, especially today, in this increasingly digital world. What with the COVID-19 pandemic, online shopping is the new normal way to shop, too, along with the various other aspects of our lives.
When looking up sites on the internet that could be helpful to us, it is also important to look up the legitimacy and safeness of that website. Nobody liked being scammed, especially over the internet where it could have been prevented so easily.
Below, we have compiled a list of the top 7 websites which compare fairly well to Fingerhut in terms of helping you out with all your “buy now and pay later” needs. These websites are safe and secure and good delivery of products is also ensured.
Here’s a list of these websites like Fingerhut:
- The Shopping Channel
- Midnight Velvet
1. The Shopping Channel
The Shopping Channel (Visit Here) is a very eccentric place to shop because paired with the website are also a lot of shows to go along with it.
Different days have different shows at specific times, that are usually hourlong. These shows or live videos consist of the products, and people describing the products for a very full shopping experience even while sitting at home.
A fine user interface draws customers to this website, and also adding in the vast variety of available products, The Shopping Channel is a wonderful place for all your online shopping needs. What with the added “buy now pay later” scheme, it makes it near perfect.
This site has a wide collection of products made available to the consumer, and here’s a list of all those products:-
Clothes – all kinds, from men’s, women’s to children’s clothes, including casual wear, formal wear, swimwear, sportswear, footwear, among various others.
Accessories – this includes handbags, and all kinds of jewelry, like necklaces, earrings, pendants, bracelets, rings, etc. made with real stones and gems.
Beauty items – make-up, haircare, skincare, nail care, perfumes, etc.
Home items – this includes all the home items you can think of, such as cleaning and garden supplies, linens, furniture, kitchen appliances, and much more.
Fitness – fitness equipment and machinery, vitamins and supplements, etc.
Collectibles and hobbies – whether you’re looking for equipment for hobbies or collectibles, The Shopping Channel has it all.
The most recent deal that The Shopping Channel has is the one where you can buy diamonds and pay them off in 7 installments. Alternatives for other products’ payment methods include 4 installments, 5 installments, and 9 installments.
As compared to other websites, The Shopping Channel has a very flexible payment system. With no particular fixed system, one could say that the payment schedule is pretty flexible and it does good for the customers that decide to use this website.
Afterpay (Visit Here) is one of the sites like Fingerhut which focuses the most on keeping it real and keeping up with the changing times. Focusing on the condition of the world’s social climate, businesses do much better when they take a stand for what’s right.
Ethical and sustainable techniques of production are incredibly important in today’s world, as is providing visibility to those who have been downtrodden or cast aside for most of their lives and existence.
Several communities have been victimized, and in the US, it’s mostly a result of racism – the oppression of the colored community, especially black people.
Afterpay has separate sections on their website for ‘Ethical and Sustainable,’ ‘Black-Owned Businesses,’ and ‘Shop Small Biz.’ Providing importance to the sustainability movement, and visibility the movement of small businesses and those businesses owned by black people where a world refuses to do this is a sign of strength.
This is one of the reasons that Afterpay is one of the best alternatives to Fingerhut. Well, that’s keeping aside the fact that the aesthetics of the website are just fabulous.
The colors and everything else on the website just pops, and it’s incredibly attractive to whoever even accidentally stumbles across the page – you’d want to buy something.
How Afterpay works are that you select any website from their site, add it to your cart, and when checking out, select Afterpay as your payment method, and voila! You can easily pay off your credit in installments.
Here’s a list of products that Afterpay partner stores offer:-
- Clothing – all sizes including plus size and maternity wear, sportswear, kidswear, and everything in between.
- Self-care products like skincare and haircare essentials, make-up, perfume, cologne, grooming products, etc.
- Home decor
- Electronic appliances and other kinds of technology
All in all, Afterpay is a fantastic, all-inclusive online store, and shopping from here should be a delight. The payments are fully non-interest payments, carried out in 4 installments over a period of 6 weeks.
The only problem with this 6-week payment is that it is the same amount of time for all products, no matter the cost. This means that the fortnightly installments that you will be required to pay will be higher because you can’t necessarily choose your payment plan. Besides this, being inflexible, Afterpay is a great option.
The tagline that Ashro (Visit Here) uses is “Black Women’s Clothing, Church Suits, Wigs & Caftans” and the obvious message is that this is a website catering only to black women. Contrary to that, Ashro has clothes for men as well as women, alongside a vast range of products, and definitely not only black women.
This tagline can be a little confusing in that way, but it is not misleading if that’s what you’re thinking. The website has a specific section for ‘Afrocentric’ clothing, wigs, caftans, and headscarves which are very typical of the culture of African-American women. There are also clothes for black men on the site, under the Afrocentric tab.
Once again, this is a website that increases visibility and provides appropriate clothing options for all kinds of people that exist in the world.
Besides clothing, Ashro also has the following items available on the website:-
- Church attire and other clothing – dresses, jacket dresses, suits, hats, shoes, caftans, and other headdresses.
- Shoes – heels, sandals, flats, slides, athletic, etc.
- Accessories – headwraps, handbags, jewelry, etc.
- Gifts for all kinds of occasions.
- Wigs of various lengths and styles.
- The home store – bedding, bath, kitchen, dining, furniture, accents, etc.
The creators of Ashro are strong believers of the Christian faith, as they have an entire section for Church Attire and also Faith presents in their gifting section. Alongside their fabulous collection of clothes, accessories, and shoes for both men as well as women, the home collection is beautiful, too.
The payment option at Ashro is open-ended, meaning that you can make the payments as and when you have the money and as and when you wish to make them.
You can pay as much as you want in whichever installment you’d like. It is a great system because it allows a lot of flexibility to the customer in how and when they’d like to make the full payment.
Here’s a website resembling Fingerhut, but instead of for a vast range of products, zZounds (Visit Here) is an online “buy now pay later” store meant only for musical instruments and other equipment required by musicians.
It’s not a very big secret that artists do not necessarily make a lot of money. It’s important to understand that most artists, like musicians and painters, live off one paycheck to the other, via commissions and freelance work which is more sporadic than consistent.
With that being said, thus, having one of these sites like Fingerhut just for the purpose of musicians is just a very brilliant idea and something to do with a wonderful sentiment behind it.
zZounds is one such store that provides this service for all musicians, whether you’re a vocalist, guitarist, drummer, bassist, or whatever other instruments you play.
Even if you’re not a musician by profession, and you just want to buy yourself an instrument or some equipment as a hobby, this is a great website to get that done.
Here is a list of the products that are sold by zZounds on their website:-
- Guitars – electric guitars, acoustic guitars, acoustic-electric guitars, classical guitars, folk instruments, and other stringed instruments.
- Guitar accessories and equipment – Guitar pedals and effects, guitar strings, guitar amplifiers, and guitar books, videos, and CD-ROMs to learn how to play.
- Bass guitar and equipment – electric bass guitar, bass guitar amplifiers, bass guitar effects, bass guitar strings, bass guitar cases and gig bags, direct boxes, acoustic bass guitars, acoustic-electric bass guitars, and pick-ups.
- Keyboards and MIDI – synthesizers and workstations, keyboard accessories, digital pianos, personal keyboards, controllers, keyboard amplifiers, expansion boards, theremins, Kalimbas, accordions, etc.
- Recording equipment – studio monitors, mics, mixers, recording packages, recording accessories, and various other recording equipment.
- Computer and audio software.
- Live sound or public announcement systems.
- Drums – acoustic and electronic drum sets, drum hardware, cymbals, bass drums, snare drums, floor and rack toms, and other drums and percussion instruments.
- Accessories like cables, headphones, metronomes, music stands, hearing protection, etc.
This site has a wide selection of different brands of guitars and with a pay later scheme, this is a great website for all musicians alike.
If you’re looking for sites like Fingerhut which resemble it almost exactly, then FelxShopper (Visit Here) is what you’re looking for. The interface of Fingerhut and FlexShopper are similar, and they also have similar ranges of products.
The difference between the two websites, though, is that FlexShopper first allows you to lease a product, and then fully own it.
This is a website that was created with the intention of giving people who have generally bad credit a chance to buy and lease products that they otherwise wouldn’t be able to, solely because of their credit score.
The only downside to FlexShopper is that you need to apply for the “pay later” option, though this is a good feature because it ensures accountability and also ensures a good quality of buyers.
As mentioned before, the aim of FlexShopper is to provide those with bad credit with the opportunity to buy products as those with good credit can.
Here’s a list of items that FlexShopper provides for its customers:-
- Electronics like computers, mobile phones, tablets, cameras, camcorders, television, gaming consoles, home theaters, etc.
- Furniture, including mattresses and patio or garden furniture.
- Jewelry and watches.
- Home decor and home maintenance items, including gardening products.
- Baby care products.
- Car accessories and requirements.
- Musical instruments.
- Smart tech – including AI devices and other smart home and smart office technology.
FlexShopper allows you to select either a 15-day or a 30-day repayment plan, according to whatever is more convenient for you. All you have to do is link a debit card to your account and the deductions will be made either 15 days after or 30 days after you make your purchase according to the payment schedule or plan that you select.
The thing about FlexShopper is that it is different from other similar websites in that the payment plan differs.
Other websites have more flexible payment plans that would help customers pay it off in installments but with FlexShopper, the full payment is to be made in one go, which is, if you buy the product.
The other option is to lease the product, which is pretty convenient because, for the most part, FlexShopper sells electronic products.
Let’s suppose that you need an induction stove because you just moved to a new house, but will get your gas plugged in soon. For this purpose, a rented induction stove is the best option, and you can avail of this with FlexShopper.
At the time of our research on Sites like Fingerhut For “Buying Now” and “Paying Later, we found a video about “15+ Marketing Tricks Each Store Uses” which is worth watching.
Ginny’s (Visit Here) is one of the most elegant sites like Fingerhut and will make you want to buy everything on it. This is the perfect online store for all your homely needs, from furniture to home decor to kitchen needs.
Looking at Ginny’s website, one can see the innovation and creativity that goes into it. The products on Ginny’s are innovative and they’re not the basic designs that all other companies seem to have.
Something as simple as a toaster has been made super innovative by Ginny’s by merely adding a double door to it instead of a single vertical opening. Grills are something we usually picture to have literal grills and having to put coal under them to cook what we want to. An electric reversible grill/griddle is so useful and much handier.
The above mentioned are just two of the various exciting products that are available on Ginny’s, and that, too, with the “buy now pay later” option to pay it off in installments over a period of a few months.
In accordance with the products being sold and the charging of zero interest, the rates are pretty affordable for the common person as well.
Here is a list of the products which Ginny’s provides for their customers:-
- Kitchen products – cookware, bakeware, dining ware, kitchen tools, and kitchen gadgets, kitchen decor, table linen, small appliances, products for storage and organization, and food.
- Furniture – for every room in the house; the kitchen and dining, bedroom, living room, bathroom, kids’ rooms, home offices, laundry rooms, hobby rooms, outdoor patio, and garden furniture, and finally, storage rooms.
- For the bed and bath – bedding linens, bathroom needs such as towels, rugs, etc.
- Health and wellness – personal care products, fitness products, various kinds of shoes, and home healthcare products.
- Gift items – personalized gifts, gift certificates, toys, licensed sports gifts, etc.
- Other miscellaneous stuff – electronics, luggage and travel products, various seasonal products, etc.
The process to sign up for credit with Ginny’s is incredibly simple. All you need to do is add whatever you want to your cart, and then sign up for the credit option right there and then. Your credit system will link to your payment method and will deduct the amount per month automatically for the mentioned time period.
While taking credit is a very eligible option, you can always choose to pay full price, too. Additionally, some products do not have a credit with installments option, so if you specifically need that option, make sure you only add items to your cart that are eligible for the same.
7. Midnight Velvet
Here we have another one of the great sites like Fingerhut, which is also very similar to Ginny’s. It’s called Midnight Velvet (Visit Here), and the user interface and a lot of other features of Ginny’s and Midnight Velvet are quite alike.
The difference between the two is that Ginny’s is more furniture and home decor-centric, while Midnight Velvet is more clothing-centric.
Both of these online stores display wonderful charisma and elegance, where Ginny’s has innovative home products and Midnight Velvet specializes in providing their customers with the most fashionable, stylish, and in-season clothing, among other similar products.
Midnight Velvet has some wonderfully quirky clothes, accessories, and even related wall hangings and other home decors to match the quirkiness.
One of the home decor items includes a fashionista woman wall hanging wherein a woman is wearing a short, black and white dress, holding a red handbag with red heels on her feet. This describes the essence of what Midnight Velvet is attempting to do with their products here.
The dresses and other clothes being sold on the website are in bright, popping colors. With the sale of wigs and sunglasses and jewelry including fashion jewelry as well as fine jewelry, it is the kind of store that most women (and men, for the men’s items) would love to splurge on.
This can be hard, though, but the website credit option makes it an all the better experience for its customers.
Here is a list of the products that Midnight Velvet has on their online store:-
- Clothing – casual as well as special occasion dresses, caftans, various kinds of tops, various kinds of trousers, intimates, suits, suit sets, swimwear, outerwear, etc. for both women as well as men.
- Shoes – all the kinds of shoes that one could dream of; Midnight Velvet sells heels, sandals, flats, loafers, sports shoes, wedges, boots, and slippers.
- Accessories – these include handbags, wigs, shades, hats, gloves, scarves, perfume and cologne, and all kinds of jewelry, including fine jewelry and other basic fashion jewelry.
- Home decor and home improvement – bedroom linens, mattresses, and comforters, bathroom accessories, basic furniture, curtains and drapes, clocks, decor, lighting, mirrors, rugs, throw pillows, candles, outdoor accessories for the garden and patio, electronic items, and fireplaces.
- Fitness equipment and related products.
Midnight Velvet has a simple method for availing credit at the online store. The tagline used by Midnight Velvet is ‘extraordinary style made affordable’ and it really fits the purpose of the brand.
All you need to do is select the items that you want, place them in your cart, get to the checkout page, and put in Midnight Velvet Credit as your payment option.
The website will ask you a few questions just to make sure that the credit is going into the right hands, but after that, you’re all set. Availing credit and being able to ‘afford extraordinary style’ has never been this easy, and that’s why this website is great.
The minimum installment begins from $20 per month, and you do not need to go to any big banks for approval – it is done right there and then on the website in just a few simple minutes.
As mentioned before, if buying on credit is a priority for you, you must make sure that you only select the products which have that payment option available.
The best part about Midnight Velvet is that if you do not default on your payments, meaning that you are always on time with your payments, you can even begin to earn higher credit amounts.
This means that you can buy more stuff and then be able to pay it off later. This is the best option for those who have a bad credit score but would still like to experience the nice things in life.
While Fingerhut is a fantastic website, let’s not forget that many other websites like it can act as easy alternatives to it. The greatest benefit of living in a free-market economy is the amount of choice that we get to avail ourselves as mere consumers.
The Shopping Channel, Afterpay, Ashro, zZounds, FlexShopper, Ginny’s, and Midnight Velvet are just a few of the sites like Fingerhut that have the “buy now pay later” scheme going on, and it is one of the best schemes for the consumers that require just a little bit of help in managing their finances.
A system where you can pay for your purchases at a later time, or even in installments, is the best option for a capitalistic society. It enables consumers to buy more with less money, which is a testament to the power that commodities hold in the lives of each individual.
Do check out these websites like Fingerhut so you can get the best online shopping experience rather than shopping on websites that do not provide the same credit services. With interest-free, drawn-out payment schedules with a wide variety of products, Fingerhut and its 7 alternatives have a lot to offer their customers.