Home Tech 9 Best Apps Like Empower For Instant Cash In Advance

9 Best Apps Like Empower For Instant Cash In Advance

Empower is one of the most popular and trusted advance cash apps known for helping its customers really small loans at a very nominal fee. The official website of Empower was created in 2016 by Warren Hogarth. And, the official Empower app was launched in 2017.

The idea behind the establishment of this company was to become a powerful money management platform. Since then, it has only succeeded in providing very satisfying advance cash services in the country.  

With the app, you can easily get up to $250, and you can easily repay when you get your salary. Empower is more or less a budgeting app to support you in managing your budget effectively, and saving smartly for the future. But of course, works wonderfully well as a leading advance cash service as well.  

However, like every good thing, there are certain downsides of Empower as well. That’s why it is a nice idea to look around for other apps like Empower that are providing similar services with decent success.

In this review post, I have collected some of the best alternatives to Empower so that you have various options to explore when you are short on cash in the middle of a month.

But before that, let’s have an in-depth idea of Empower, how it works, and some other relevant details.  

How Does Empower Work?🤔

Empower connects directly to your existing bank accounts by using the Plaid platform. It means that the platform can never get access to your bank information itself, and that is definitely the good news if you are worried about your privacy or money.

The platform only views and tracks your spending and saving history, so that it can decide whether you are eligible for advanced cash or not. 

As the app highlights itself more as a budgeting platform than the advance cash one, it just smartly breaks down all your expanding into various categories and informs you where your money is actually going.

Cash Apps Like Empower

With Empower, you can successfully check out how much money you have, where you have been spending, and where you can save your hard-earned money! 

Additionally, the app helps you to get access to affordable credit, build your credit history, as well as rewrite your credit story. One of the leading finance management platforms gives you up to $250 when you need them the most.

The best part is, that the app offers instant delivery without interest or late fees. All you have to do is to pay the amount back when you get your next paycheck!  

Why Empower is Amazing? 

  • Advance cash with no credit check for major credit bureaus 
  • The advance of up to $250 (depends on qualification) 
  • Multiple budgeting tools for personal finance help 
  • Supports with effective goal setting 
  • Professional credit advice 
  • Timely account alerts and push-notifications 

Why Should You Look for Empower Alternatives?  

  • Only two weeks long free trial 
  • Hard to understand advance approval criteria 
  • A little steep monthly fee of $8 
  • Must have to give personal information before checking out the app 
  • Compulsory 1% foreign transaction fee 

Best Apps Like Empower – Our Top Pick👌👌

1. Brigit: Get $250 Cash Advance

A simple and quick way to get $250 instant cash in advance. Brigit is not only about that! It also helps you progressively build credit, check credit score insights, avoid hefty overdraft fees, as well as start budgeting smarter and effectively.

Personal finance becomes so simple with one of the most loved Finance management applications. As a member of this platform, you can successfully save up to $500 annually without putting in a lot of effort. As many as 91% of Brigit members reported a noticeable reduction in their overall financial stress. 

Why Brigit is so good? You can apply for advance cash of up to $250 without worrying about any kind of interest, processing fee, transfer fee, late payment fee, or even tips.

With the app, you don’t even have to think about mandatory minimum or maximum repayment time duration. You can repay whenever you are paid, or you can request and adjust the overall terms of the app. 

Best Apps Like Empower

Additionally, you can also save a lot of money with the help of a credit-builder account by the platform. It smartly arranges a loan of 12 to 24 months for you, and stores all the funds in a new deposit account.

One of the first-choice apps like Empower even gives you the freedom of choosing a monthly contribution based on your preferences and comfort.

Guess what? You can contribute with as little as $1! Starting with the app is fairly simple with the easy signup, and no hidden terms and conditions. 

Device – Android and iOS

Ratings on Apple Store – 4.8 / 5 | Ratings on Google Play Store – 4.6 / 5 

2. FloatMe: Instant Cash

Here is another very innovative tool that helps you stay ahead of your finances and make smart decisions.

The app is designed to help you manage your finances smartly, save some decent money, meet all your payment and bill requirements, prevent overdrafts, as well as get access to your wages in advance. FloatMe offers everything you can expect from a similar platform like Empower!  

The best part about the app is, that you can start only in a couple of minutes simply by letting it connect with your bank account, and give basic details of your job. The app is never going to check your credit.

Best Apps Like Empower 1

As far as credibility is concerned, FloatMe supports more than 10,000 major financial institutions like Bank of America, Navy Federal Credit Union, USAA, as well as Wells Fargo, and Chase.

Once you become an official member of the app, you can instantly apply for short-term loans, start managing your finances, as well as can see your overdraft risk.  

If you have been struggling with those mid-month expenses, you can control them with the app simply by validating your employer! The app will surely support you with the advance money, even without any additional fee.

If you have been struggling with your unplanned expenses, the app will automatically notify you of the potential risk of bank overdrafts. What else? You can also trust the app to monitor all the important events in your bank account.  

Device – Android and iOS

Ratings on Apple Store – 4.8 / 5 | Ratings on Google Play Store – 4.6 / 5 

3. Dave – Banking & Cash Advance

One of the highest-paying advance cash apps like Empower is here! Dave is one of the very few apps which supports you with up to $500 instantly.

Like most of its counterparts, there is no credit check, interest, or late fee. And, you can easily build your credit simply by settling the payment in advance.

9 Best Apps Like Empower For Instant Cash In Advance

With a spending account on the app, you can even get your paychecks up to two days earlier than the actual date. There are so many cashback and rewards to grab, and you can also save some money by smartly setting your financial goals. 

What else? The platform also helps you find out various side hustles to earn some decent money. Right after downloading the app, you can join millions of people already building a robust financial future.

$500 can be more than just enough if you are waiting for your paychecks, and want to stay on top of your expenses. Additionally, you can also opt for an exclusive Dave Debit Mastercard to start spending the money right when it is credited to your account.  

Unlike most similar applications, you don’t have to deal with waiting time or lengthy application processes. It means you are never going to miss out only because of a low balance or bad credit score.

Guess what? The membership charge is only $1 per month as compared to $8 by Empower! Isn’t that enough reason to consider Dave as a decent alternative to Empower?  

Device – Android and iOS

Ratings on Apple Store – 4.8 / 5 | Ratings on Google Play Store – 4.4 / 5 

4. Possible: Fast Cash & Credit

Getting cash in advance is more than just possible with “Possible”! The modern financial assistance platform supports its users to get access to fast and affordable cash, as well as build credit successfully irrespective of how their credit score is.

Unlike most of the facilities based on payday advances or traditional cash advances, you can repay your short-term loans in installments at Possible.  

Best Apps Like Empower 3

The app also supports you to improve your overall financial health and setting your important goals effectively. What else? You can even get access to your account whenever you want and wherever you want.

Simply sign in to your Possible account securely, check your eligibility and loan status, add easily manage all your payments. More than 3 million users have already chosen possible, and are easily and successfully improving their financial future.

With a very simple user interface, you can get all the information like loan application process, and payment dates, and receive important notifications.  

With the app, you can also select from multiple payment methods and add a new disbursement for your already borrowed funds. Additionally, the app makes it easier for you to review your account history and all the documents required for the loan.

There is a simple, yet manageable glitch though. You cannot apply for a new loan by the possible mobile application, and can only do so by visiting the official Possible website. 

Device – Android and iOS

Ratings on Apple Store – 4.8 / 5 | Ratings on Google Play Store – 4.4 / 5 

5. MoneyLion: Bank & Finance App

One of the most complete finance management apps like Empower, MoneyLion deals in everything related to managing your finances, including personal finance, cash advances, investment, mobile banking, and more!

Like Dave, you can get up to $500 from MoneyLion (of course, depending on your eligibility!). In addition to personal short-term loans, the platform also supports you with multiple financial products that are personalized according to the requirements and the financial situations of different customers.  

9 Best Apps Like Empower For Instant Cash In Advance

Transparency is one of the biggest strengths of this platform and allows its customers to improve their overall financial health and become better borrowers.

The app supports you with important timely bank alerts so that you are always ahead of your finances and expenses. You also get a free but highly effective credit monitoring system with the app and can check out whether you are eligible for long-term loans.  

Flexibility is another important aspect I have personally liked about MoneyLion. It offers a wide range of options for different customers, and always tries to give something to fit just according to everyone’s requirements.

If you have been trying your best to repair your credit score, you can explore some highly unique and useful features provided by the app. In short, MoneyLion offers all the tools and resources you required to regain your financial control again.   

Device – Android and iOS

Ratings on Apple Store – 4.7 / 5 | Ratings on Google Play Store – 4.5 / 5 

6. Earnin: Your Money in Advance

Probably one of the most flexible advance cash apps like Empower, Earnin offers you a very simple way to get advanced access to your earnings, even before payday!

The app gives you two very flexible options, including, $100/day and $500/paycheck, so that you can successfully cover all your expenses.

With the app, you can effortlessly tap into the funds that you are already earning, and that too, for free! It can be your best partner if you always fear unexpected bills or upcoming rents and EMIs.  

Best Apps Like Empower 5

The app can be your perfect partner with a wide range of financial tools provided in a very simple user interface. With Earnin, you don’t even have to think about credit checks, interest, or unexpected surprises.

All you have to do is to add an optional tip to support the struggling community, and you will get $100 right after the request. That’s all! The app will automatically deduct $100 on your payday you have cashed previously.  

Unlike most other similar applications, Earnin works closely with your bank and enables you to quickly receive your hard-earned money without waiting for payday.

And, if you are wondering about the credibility of the app, it has been a partner with some of the leading U.S. banks like Bank of America, TD Bank, Capital One, Chase, Navy Federal Credit Union, USAA bank, as well as Wells Fargo.

So, there is no reason to doubt its credibility, and you can rely on it to stay on top of your finances with advance cash.  

Device – Android and iOS

Ratings on Apple Store – 4.7 / 5 | Ratings on Google Play Store – 4.4 / 5 

7. Klover – Instant Cash Advance

If you are in search of reliable advance cash for up to $100, you can surely check out the wonderful Klover app! Like all other applications listed here, you don’t have to think about a credit check, interest, or even hidden fee on Klover as well.

It is a one-of-a-kind, very reliable platform through which you can get easy access to your earnings on time. How about getting some part of your salary even before you actually get paid? Simply sign up to get instant cash, even on the same day of application!  

9 Best Apps Like Empower For Instant Cash In Advance

In addition to amazing instant cash service, the app also offers some of the most innovative budgeting tools to support you if you are struggling to stabilize your finances.

Klover can be your perfect partner if you are trying to stay away from expensive loans, overdraft fees, and lending. Additionally, you don’t even have to ask your family or friends to borrow money! Because you can borrow some from your hard-earned money.  

Simply use Klover to control all your expenses smartly, add never run short on cash again! Starting to get cash is as simple as it gets with the app, and all you require is to download it and log in.

No processing fees, complicated paperwork, credit checks, or even hidden expenses are there! The friendly team of customer executives quickly approves most of the customers for a fast, secure process to get some cash in advance.  

Device – Android and iOS

Ratings on Apple Store – 4.7 / 5 | Ratings on Google Play Store – 4.2 / 5 

8. Albert: Banking on you

One of the most admired advance cash apps like Empower, Albert can be your ultimate partner with decent banking, investing, saving, as well as budgeting solutions.

A dedicated team of genius money experts is always ready to help you if you are is struggling to manage your finances.

To your surprise, the app also supports you with an exclusive Albert debit card, so that, you can easily get your money whenever you want! The app enables you to set up direct deposit, so that, your paycheck becomes ready to grab up to two days earlier.  

9 Best Apps Like Empower For Instant Cash In Advance

Saving, managing your finances, and investing become so simple with the app. If you have anything to get answered, you can always get in touch with the genius customer team always ready to answer everything.

Whether you have got the simplest to the toughest, or even the most embarrassing questions, you can ask them without thinking twice.  

Albert is not only an advance cash platform. You can also try out the app for smart budgeting, student loans, credit cards, and more. To make things even easier for you, there is no mandatory repayment time frame.

And you can repay whenever you get paid or when it is affordable for you. Thanks to the cutting-edge security technology used by the company, all your sensitive information is perfectly secured.  

Device – Android and iOS

Ratings on Apple Store – 4.7 / 5 | Ratings on Google Play Store – 3.9 / 5 

9. Cleo

Cleo is the last app on my list of the best apps like Empower, which is right up there with some of the most amazing of them all listed here.

The app was awarded as the best money management app in 2020 by “This is Money”, and certainly offers a lot of different useful tools to help you stay on top of all your expenses.

You can’t only rely on the app for advance cash, but can also track your spending smartly, save some money, and crush all your financial goals.  

Best Apps Like Empower 8

One of the smartest AI chatbots makes money management simple and hassle-free and has already been trusted by more than 3 million users. With the app, you can always stay ahead of your money management plan with the powerful tools offered by the app.

Whether you want to know when you should take out or spend your money, or you need $100 to get to the ultimate payday or want to plan smartly to buy a house, you can do it all on this single platform!  

Starting with the app is as simple as it gets, and all you have to do is to spend a couple of minutes following some very simple steps.

There are various custom categories designed for different types of customers, and you can select the most suitable one based on your requirements, income, and financial goals.  

Device – Android and iOS

Ratings on Apple Store – 4.6 / 5 | Ratings on Google Play Store – 4.2 / 5 


What app gives you instant cash advance?

Apps like Empower, Brigit, FloatMe, and Dave allow you to borrow by a small amount from your own next paycheck before you receive it.

What is the easiest app to borrow money from?

Earnin is probably one of the easiest apps to borrow money in addition to Empower. Earnin is more popular for making the entire process of borrowing money super easy.

How do I borrow $200 from the cash App?

You can easily apply to borrow $200 from different types of cash apps like Empower, Dave, Earnin, and Cleo etc.

Can I borrow money from venmo?

Yes, you can apply for a loan of up to $5000. However, you must require a verified bank account to borrow money from Venmo.

Can I borrow money from PayPal?

Yes, PayPal also offers advance cash services. But the maximum loan amount depends on your payment history on the PayPal.

What apps will loan money without direct deposit?

Several apps like Empower, Earnin, Dave, and Brigit etc. allows you to loan money even without for direct deposit.

Does Cash app do cash advance?

Yes, Cash app is available in USA and UK for advanced cash services. However, they have been so many complaints related to complex application processes.

Does using a credit card on Venmo count as a cash advance?

Of course not. An advanced cash service from Venmo is completely different from using credit card for payments.


These are some of the best money management and advanced cash apps like Empower! From $100 to $500, you can try some of these apps for various purposes including, advance cash, smart money management, tracking your expenses, and more!

In short, you can rely on these apps to do everything you expect from Empower. Whether you fall into the category of employees with low income, or you have a decent, constant salary, you can easily find at least a couple of apps for all your requirements and demands.

So, download at least a few of these apps, explore their features, and find out which one fulfills your financial requirements.

And, if you have already explored a similar app with even a bit of satisfaction without worrying about your financial security, don’t forget to mention it in the comment section for our readers. Good luck with a decent financial future!